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Showing content with the highest reputation on 03/23/13 in all areas

  1. 2 points
    I'm a strong believer that Money is King and I like to invest and watch my finances carefully; I saved enough and bought my car cash (it wasn't an old car) did the same with everything I own. It is hard but very possible; the problem comes when you need the vehicle NOW 'cause you have to move from home, work and school that is when credit comes in handy, You can buy a house too But since you aren't "building your credit" you will need to find a mortgage company that does actual underwriting, and you would have to have a good down payment, obviously you won't get too big a loan. Like I said don't bite more than you can chew; I'm sure you have read Ramsey's statistics @ Afrosana you can see that there are people who is able to use CC and be smart about it, so I'm just giving my fellow DREAMers the benefit of the doubt. BTW I could not view the video
  2. 1 point
    Afrosana

    Praise The Lord!!!!

    I went to check my status online and my DACA status still said INITIAL REVIEW.... but!! When I checked my WORK PERMIT case it said today it was sent to production and should arrive at my house within 30 days. PRAISE THE LORRDDD!!!!!!!!!!!! Has this website issue happened to anyone else??
  3. 1 point
    ruthie_sue08

    In Need Of Help!

    ok so I got approved for the DACA. My question is does anyone know how this can affect the process to get your green card through your USC spouse?? Like what paper work we will absolutely have to fill out & pay to file? Anyone have any info about this? Any help will be greatly appreciated!
  4. 1 point
    Afrosana

    Best Credit Cards To Apply For After Daca

    Okay, I'm not trying to insult your intelligence. If you feel that way, I honestly apologize-- that was not my intention. Also, I never called you a child or anything similar to that, so that being your first reaction makes me wonder others have treated you that way before?? You sort of said that out of no where.... But here is my main point: why ask me what the book says, whereas if you really are that interested or that disappointed with Dave Ramsey's point of view, read the book or research and let's have a settled and organized debate based on specific points we both read and want to point out Second, I'm actually a little surprised that you being an accountant major haven't heard of Dave Ramsey. This whole post may actually have value now because it introduced to you another point of view where in a future when you have customers coming to you because you'll be a successful accountant, you will have knowledge about the subject and teach them why Dave Ramsey is wrong. The last thing I want to say is, a learned of Dave Ramsey from my mentor, not from a random college student that pointed me to a book in barnes and noble. My mentor is an undergraduate alumnus from Princeton University and a graduate alumnus from Harvard University, who is CEO of a Financial Services Company and has been working in the finance area for almost 20 years. When you want to learn to succeed, you need to seek the person that already reached success. Why would anyone listen to someone's "success strategy" when they haven't even reached success themselves Dave Ramsey reached success.... so did my mentor. Which is why I have taken to heart what they tell me. This is my final post by the way, so feel free to argue back and pour out your heart because It will be the last one. I really do hope you read the book, for whatever reason, but that you read it so you have a solid foundation on either point of view you pick. Above all, I wish you all the success in the world and that you will take care of your future with the choices you make today to be able to stand out and enjoy success!!
  5. 1 point
    dreamer123

    What Does This Mean

    I also got the same message. "The I821D Consideration of Deferred Action for Childhood Arrivals was transferred and is now being processed at a USCIS office." I hope that means they are currently checking out my case and approval is right around the corner. Rumor has it they are interviewing now. I hope it's just a rumor. Interviews would just make the process slower.
  6. 1 point
    JoseG

    What Does This Mean

    Yeah, I've seen some cases being transferred twice. Not sure why they do that.
  7. 1 point
    Rawf

    Praise The Lord!!!!

    Around 3 to 4 days It depends how fast USPS works in your area.
  8. 1 point
    Calidreamer

    Praise The Lord!!!!

    Congrats!! Lets hope for more good news
  9. 1 point
    roadrunner11

    Praise The Lord!!!!

    Congratulations!!!! I am glad this happened so soon for you.
  10. 1 point
    Rawf

    Praise The Lord!!!!

    It happened sometime ago, but I don't think it is your case. Congrats!! And yes it is somewhat normal, give it a few hours and your DACA will change as well
  11. 1 point
    Rawf

    Best Credit Cards To Apply For After Daca

    Exactly. Well put! Spending is investing, if we don't invest then companies go out of business and that would ruin the country. Either way like Calidreamer said, "don't bite more than you can chew".
  12. 1 point
    I've read Dave Ramsey before, that particular book talks about becoming debt free Anyways, we've got to be careful and not bite more than we can chew, we are smart adults, right? Are you going to mess something that you have been waiting for so long to get? I know I'm not "What do millionaires do? They don't get rich with free hats, brownie points, or air miles. What do broke people do? They use credit cards. I rest my case." -Dave Ramsey Very few people use CC the smart way...that's just my point of view
  13. 1 point
    Afrosana

    Best Credit Cards To Apply For After Daca

    I don't mean to be the party pooper, I just want to offer a different point of view.... I'm a fanatic of DAVE RAMSEY, if you don't know who he is google him, he's a wonderful finance teacher that has helped so many people getting out of debt. He teaches to NOT use or have credit cards... sounds crazy I know but it really is the wisest thing. There is this myth that we need to build credit, who initiated that myth? Banks! Why? Because it's the way for THEM to have business. Debit cards are the most wonderful thing and you can practically do anything with it. You can even rent cars with debit cards (I know for a fact ) and Dave Ramsey even teaches how to run your life doing EVERYTHING without the use of one credit card. I know it sounds crazy, but I would hate to see any of my fellow dreamers to be finally given the opportunity we have been given like working/driving and in within a year or two be drowned in debt we can't repay. Don't take my word for a fact, read Dave Ramseys TOTAL MONEY MAKEOVER. Afterall, we are dreamers, and one of our biggest goals is to study and educate ourselves-- This book is a TOOL beyond anything you can imagine. I wanted to go to school for international business but since I couldn't register because Im an immigrant, my mentor told me to educate myself in what I wanted to learn with books that are available to me. This was the first book on the list and I PROMISE you this book is an EASY-read meant for EVERYBODY: from the financial genius to the stay-at-home mother to the college student. I love this book and have given copies to everyone around me. Give yourself a gift beyond compare, buy the book and tell me what you think! You could read it in one short day
  14. 1 point
    We have the same timeline. My bios is about 2 weeks too! Good Luck
  15. 1 point
    splif0clock

    Daca Not Approved

    It depends. If you have massive criminal record and USCIS finds you to be a public safety treat or national security treat , they would report you to ICE once they deny your application. On the other hand, for some odd reason they deny your app - just like these 2 ppl http://tinyurl.com/bukzhta - they will just issue you a denial letter, that would explain why they denied you. In all case scenario, If you have clean record or minor misdemeanor charges and satisfy DACA requirements, you shouldn't be pulling your hair because they are taking longer than the expected wait period. Relax and keep calm, our approval would come soon.
  16. 1 point
    SaraMaravilla

    So I Got A R.f.e. Today -___-

    Sorry but what Is a PSN account? And I didn't know you needed evidence of every month?!
  17. 1 point
    SaraMaravilla

    So I Got A R.f.e. Today -___-

    How long did they take to send you a RFE?
  18. 1 point
    Osha

    So I Got A R.f.e. Today -___-

    @ Momo13 This is the opportunity were you give 'em hell! Send them everything that you can think of and I mean EVERYTHING! From Facebook check-ins to every single receipt with your name and date on it, just over burden them with tons of documents. Hell, send them copies of your emails as well if you want, just think of everything that has your name or all of the other names that you've used on it. Its kind of ridiculous that they want us to come up with all these evidence knowing damn well that we've been here with no papers, leading us to live very low-profile lives with little to no traces of evidence, its like asking a homeless person for his bank-statements. But at least we've been given a chance, might-as-well take advantage of it.