I applied for the Discover IT credit card and it was a very new experience for me since I already have a few credit cards, it was the first time I was constantly called (at times I couldn't answer) and was requested to provide a copy of a document with my ssn in it. I provided a copy of my ssn card.
The next day (today) I received a call in the afternoon and the lady on the phone asked if it was me who applied for the credit card and I said yes. Then she asked for my date of birth, and why I applied for it.
I didn't want to go into details, I just said "Because I would like to have a Discover IT Credit Card" and she said, great! I will go over the agreements and perks of this card.
After 2 to 3 minutes she read the agreement and perks I would have if accepted which includes the APR, Cash back, and so many other things.
After she was done, she asked if I agreed with everything she said.
I said yes, it all sounds pretty good. Even better when someone reads it to me! (knowing everything already since I read every single word when applying for a credit card).
She said, alright "name here". Welcome to Discover! You've been approved.
I checked my application status online and this is what shows up:
The credit they gave me is of 4 digits and so far the biggest I have.
She was extremely friendly!
[Keep in mind I already have other credit cards, I do have a credit score.. but you can always apply. If they deny your application they WILL approve you for another similar one]
Just make sure you answer when they call.
Good luck!