meltop80 9 Posted December 6, 2012 If you have one, where did you apply? Online or the actual bank? & what do I need to take with me? Share this post Link to post Share on other sites
Sinae 21 Posted December 6, 2012 If you have never ad a credit card and have no credit record, you need to start with a secured credit card, no matter where you apply. A secured credit card is wha everyone starts from, whether you are a citizen or not. It means you make a deposit and the amount of deposit you made is your limit for the credit card. After you build some credit for a few months, you may apply for a regular credit card with better option (lower interest, lower annual fee, and ect,.) and cancel your secured card. You will get your deposit money back if you have no depts. Talk to a banker about it to get more details. You need to have your I.d. and ssn. Share this post Link to post Share on other sites
