Opening A Bank Account

[Yureelee 27]

Hi there!.. I need to open a bank account asap. I am going to get added to the payroll of my current job which requires a bank account for direct deposits of my paychecks. Which bank would you guys recommend ??..Thanks.

[dottmello 5]

Hello! and I have mines in Bank of America. I havent had any problems with the company yet

[WGATAP 17]

I have sovereign bank. They let me open the account even though I don't have a social yet. I have a classic student account and I don't have any fees for both savings and checking.

[dottmello 5]

me too! I used my matricula. 

[Dreamer3oh3 40]

I have wells fargo and they suck. lol

[Yureelee 27]

I have wells fargo and they suck. lol

Oh man !!  ... I jst opened my bank account with them..lol

[JoseG 383]

I also have to open a bank account soon. I think I'll go with Chase since they're everywhere and have a lot of services. 

[engineer2mike 36]

I agree Jose. Go with Chase because Wells Fargo Sucks. I had a rough start with them on overdraft fees, but I got the hang of it now. They didn't offer me unsecured credit even though I had a secure credit card for a few years .

[stolenlacs 37]

Yeah I third the motion of Wells Fargo..they suck!!! I'm going to give Bank of America a try, and I'll look into Chase as well. Thanks for the tip Jose.

[Dreamer3oh3 40]

Oh man !!  ... I jst opened my bank account with them..lol

 

If you have a way 2 save savings account and a checking account with a minimum bal of like 150 or something like that then you don't pay fees!

[Yureelee 27]

Thanks you guys for the recommendations. I guess I should of read them first before opening the account with Wells Fargo..lol. I am going to be getting direct deposits of my paychecks to the account. So hopefully they don't start coming out charging with high fees. If I don't like it , then I guess I will just change banks. I hope its not a big deal changing banks if one day I decide to do it. Or is it ??

[Yureelee 27]

If you have a way 2 save savings account and a checking account with a minimum bal of like 150 or something like that then you don't pay fees!

And yes, thats the one I got.

[Admin 174]

then I guess I will just change banks. I hope its not a big deal changing banks if one day I decide to do it. Or is it ??

 

Its defiantly not a big deal to change banks. You just simply tell them you want to close ur bank account and you go ahead and open it elsewhere. Or you can simply not use it and open another one. Wells Fargo is pretty good in my opinion and most of the major banks have similar policies because they have to compete against each other, so it shouldn't be too bad.

[dreamer101 6]

Right now chase is about the same as wellsfargo,   chase charges you 12$ if you have a balance of less than 1500$. Wellsfargo waves the 12$ if you use your card 10 times in a month.  I had Chase, and when my balance went below 1,500, they started charging me even if you add more balance they charged after your balance has gone below 1,500.  Wellsfargo is not on the favorite list either but at least they wave the monthly fee if you use it 10 times.

[JoseG 383]

The fee for the Chase Total Checking is only $10 and it's waved if you have direct deposit and get a combined total deposit of only $500 a month.