Rudy 12 Posted November 26, 2012 Hello Everyone.... has anyone been approved to any mayor credit card?? if so, wich one? I need to get a credit card but i don;t have any credit and not sure which will give me one.... Share this post Link to post Share on other sites
C_Air23 32 Posted November 26, 2012 Hello Everyone.... has anyone been approved to any mayor credit card?? if so, wich one? I need to get a credit card but i don;t have any credit and not sure which will give me one.... Yes, I have. I bank with Bank of America and when I applied, they approved me just recently. Go in at the bank you bank with and try not to do it online.. I believe it's easier to get one when you talk to someone inside the bank? If you do not have a bank account, open one first with a checking n a savings then open a credit card later. Share this post Link to post Share on other sites
NorbyAHuezo 5 Posted November 26, 2012 i agree i got bank of america ,they want to give me a secured cc but im not ready for it yet.the way it works is you gotta give them 300,or 600 bucs and you use that money to build your way up to a real ccard.he said about a year. Share this post Link to post Share on other sites
pswa83 302 Posted November 26, 2012 i have wells fargo and a secured cc through them. for me, i put a deposit of 500 but only use no more then 30% of my $500 limit. i found that knowing that i have a limit helps me keep on track with my cc. i only use 30% of my limit because the credit bureaus look at how responsible you use the line of credit on your card. i use my cc for small things, like gas or lunch, then pay it off fully every month. 1 itzel reacted to this Share this post Link to post Share on other sites
itzel 336 Posted November 26, 2012 I bank with First Light Federal Credit Union. I have a checking and savings account and wont be applying for a credit card until I have at least 2 months at my job... Share this post Link to post Share on other sites
Rudy 12 Posted November 27, 2012 Thanks everyone for the replys... i do bank with bank of america... been with them for years but with my Itin #.... imma go change the itin # to my new SSN and ask them if i can apply for a credit card.... hope it works 1 Gino10 reacted to this Share this post Link to post Share on other sites
Gino10 30 Posted November 27, 2012 Good luck Rudy! try with Bank of America. I tried with them too and i have had two credit card with them. Now i only have one. and i only provided them my passport number... Share this post Link to post Share on other sites
Sinae 21 Posted November 27, 2012 Hello Everyone.... has anyone been approved to any mayor credit card?? if so, wich one? I need to get a credit card but i don;t have any credit and not sure which will give me one.... You can get a credit card with any bank or company you want. But the thing is you need to start with a secured credit card since you have no credit. That is same for everyone who's starting to build the credit weather he is a citizen or not. You make a deposit for the secured card and the amount of deposit is your card limit. The best way to build credit is use 25-30% of you limit (my banker told me up to 50% is pretty fine) and pay the balance on time every month. After about 6-8 months, you can apply for a credit card with better option, not secured. Go in to your bank and talk to one of the bankers for more information on how to build credit. Share this post Link to post Share on other sites
beatrizrivera909 38 Posted December 10, 2012 when i turn 18 an got my matricula i apply with bank of america i only had to have 25 on my account to get started lol....ive been with em since... bank of america is a cool bank;) Share this post Link to post Share on other sites
